.workspace{grid-template-columns:235px 1fr;min-height:100vh;display:grid}.workspace-sidebar{background:#fff;border-right:1px solid #e5e6e0;flex-direction:column;align-self:start;height:100vh;padding:28px 0;display:flex;position:sticky;top:0}.workspace-sidebar>.brand{padding:0 30px;font-size:36px}.workspace-sidebar>p{color:#4d5369;margin-top:62px;padding:0 30px;font-size:16px}.workspace-sidebar ol{margin:18px 0;padding:0;list-style:none}.workspace-sidebar li button{text-align:left;color:#4d5369;background:0 0;border:0;border-left:6px solid #0000;border-radius:0 12px 12px 0;align-items:center;gap:16px;width:100%;min-height:72px;padding:18px 24px;font-size:20px;display:flex}.workspace-sidebar li button span{font-weight:650}.workspace-sidebar li button.selected{color:var(--blue);border-left-color:var(--blue);background:#eef1ff;font-weight:600}.workspace-sidebar li button:not(:disabled):hover{background:#f2f4ff}.workspace-sidebar li button:disabled{opacity:.55}.workspace-links{flex-direction:column;gap:22px;margin-top:auto;padding:0 30px;display:flex}.workspace-links a{color:#4d5369;align-items:center;gap:14px;min-height:44px;font-size:15px;display:flex}.workspace-links a:hover{color:var(--blue)}.workspace-links svg{width:20px}.workspace-body{min-width:0;padding:0 44px}.workspace-topbar{border-bottom:1px solid #929797;justify-content:space-between;align-items:center;gap:20px;height:94px;display:flex}.workspace-topbar>span:first-child{letter-spacing:-1.1px;font-size:27px;font-weight:700}.scenario-label{border:1px solid #40454d;border-radius:12px;padding:10px 14px;font-size:13px;line-height:1.3}.workspace-main{grid-template-columns:1.55fr 1fr;align-items:start;gap:40px;padding-top:48px;display:grid}.workspace-task{min-width:0}.step-label{color:#5e647a;margin-bottom:20px;font-size:16px}.workspace-task h1{letter-spacing:-.055em;margin-bottom:24px;font-size:clamp(42px,4.5vw,65px);font-weight:770;line-height:1.02}.workspace-task h1:focus{outline:none}.workspace-lead{letter-spacing:-.35px;margin-bottom:28px;font-size:19px;line-height:1.5}.workspace-letter{background:#fff;border:1px solid #d7d8d2;border-radius:15px;margin-bottom:30px;padding:24px}.workspace-letter h2{letter-spacing:-.6px;margin-bottom:10px;font-size:21px}.workspace-letter p{color:#43495d;font-size:17px;line-height:1.5}.quote-input>label{margin-bottom:10px;font-size:18px;display:block}.quote-input output{letter-spacing:-.06em;margin-bottom:12px;font-size:66px;font-weight:750;line-height:1.2;display:block}.quote-input input[type=range]{width:100%;height:28px;accent-color:var(--blue);cursor:pointer;margin:0}.range-labels{color:#4d5369;justify-content:space-between;margin:6px 0 18px;font-size:13px;display:flex}.quote-math{color:#4d5369;font-size:15px;line-height:1.65}.quote-math strong{color:#222940}.quote-warning{background:#f8e4d5;border-radius:8px;margin-top:15px;padding:14px;font-size:14px;line-height:1.5}.workspace-task>.button{border-radius:13px;width:100%;min-height:58px;margin-top:24px}.workspace-finance-card{color:#fff;background:#191c1b;border-radius:22px;padding:36px 30px 20px}.workspace-finance-card h2{letter-spacing:-.6px;font-size:25px}.workspace-cash{color:var(--yellow);letter-spacing:-.045em;white-space:nowrap;margin:24px 0 30px;font-size:clamp(48px,5.6vw,80px);font-weight:700;line-height:1.1;display:block}.workspace-finance-card dl{margin:0}.workspace-finance-card dl>div{border-top:1px solid #858b85;justify-content:space-between;align-items:center;gap:15px;padding:25px 0;font-size:17px;line-height:1.4;display:flex}.workspace-finance-card dd{white-space:nowrap;margin:0;font-weight:600}.workspace-finance-card>p{background:var(--yellow);color:#131912;letter-spacing:-.8px;border-radius:15px;margin:10px -13px 0;padding:28px 20px;font-size:24px;font-weight:650;line-height:1.3}.workspace-finance small{color:#70767c;margin-top:16px;font-size:12px;line-height:1.5;display:block}.workspace-time{justify-content:space-between;margin:46px 15px 0;display:flex;position:relative}.workspace-time:after{content:"";background:#c7cac5;height:2px;position:absolute;bottom:6px;left:8px;right:8px}.workspace-time>div{z-index:1;color:#71767c;flex-direction:column;align-items:center;gap:12px;font-size:12px;display:flex;position:relative}.workspace-time i{background:#c7cac5;border-radius:50%;width:14px;height:14px;display:block}.workspace-time i.active{background:var(--blue);box-shadow:0 0 0 5px var(--canvas)}.workspace-footer{color:#777c82;justify-content:space-between;gap:15px;margin:24px 0;font-size:11px;display:flex}.workspace-footer a{text-decoration:underline}.scenario-footnote{color:#747a80;margin-top:14px;font-size:12px;line-height:1.6}.counter-insight{border-left:3px solid var(--blue);margin:28px 0;padding:4px 0 4px 20px}.counter-insight h2{margin-bottom:12px;font-size:20px}.counter-insight p{font-size:17px;line-height:1.6}.terms-detail{border-top:1px solid var(--line);grid-template-columns:1fr auto;gap:14px;margin-top:28px;padding-top:22px;font-size:16px;display:grid}.workspace-main--plan{grid-template-columns:1fr;max-width:1120px}.workspace-main--plan h1{font-size:52px}.plan-summary{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px;padding:23px 0;display:grid}.plan-summary span{color:#616773;margin-bottom:12px;font-size:13px;line-height:1.4;display:block}.plan-summary strong{letter-spacing:-1.5px;font-size:36px}.negative{color:#a42c2c!important}.delay-toggle{align-items:center;gap:12px;padding:22px 0;font-size:16px;display:flex}.delay-toggle input{width:22px;height:22px;accent-color:var(--blue);margin:0}.plan-chart{background:#fff;border:1px solid #dedfd9;border-radius:16px;padding:16px 16px 5px}.plan-chart svg{width:100%;height:auto;display:block}.plan-insight{background:#eaf0d5;border-radius:14px;margin-top:22px;padding:22px 24px}.plan-insight.has-gap{background:#f8e8df}.plan-insight h2{letter-spacing:-.6px;margin-bottom:10px;font-size:21px}.plan-insight p{font-size:16px;line-height:1.6}.events{margin-top:28px}.events summary{cursor:pointer;padding:10px 0;font-size:18px;font-weight:650}.table-scroll{overflow-x:auto}.events table{border-collapse:collapse;white-space:nowrap;width:100%;margin-top:12px;font-size:14px}.events th{text-align:left;color:#6d7380;font-size:12px;font-weight:500}.events th,.events td{border-bottom:1px solid var(--line);padding:14px 10px}.events th:nth-last-child(-n+2),.events td:nth-last-child(-n+2){text-align:right}.events td:last-child{font-weight:600}.plan-actions{flex-wrap:wrap;align-items:center;gap:14px;margin-top:26px;display:flex}.plan-actions .button{border-radius:12px}.print-link{text-underline-offset:4px;background:0 0;border:0;min-height:44px;padding:10px;font-size:14px;text-decoration:underline}@media (width<=1200px){.workspace{grid-template-columns:190px 1fr}.workspace-sidebar>.brand{padding:0 24px;font-size:29px}.workspace-sidebar>p{padding:0 24px}.workspace-sidebar li button{gap:12px;padding:16px 18px;font-size:17px}.workspace-links{padding:0 24px}.workspace-body{padding:0 30px}.workspace-main{grid-template-columns:1.5fr 1fr;gap:28px}.workspace-main--plan{grid-template-columns:1fr}.workspace-finance-card{padding:28px 24px 20px}.workspace-finance-card h2{font-size:21px}.workspace-cash{font-size:56px}.workspace-finance-card dl>div{padding:20px 0;font-size:14px}.workspace-finance-card>p{padding:24px 18px;font-size:21px}.workspace-topbar>span:first-child{font-size:24px}.workspace-lead{font-size:17px}.workspace-letter{padding:20px}.workspace-task h1{font-size:49px}.quote-input output{font-size:57px}}@media (width<=850px){.workspace{display:block}.workspace-sidebar{border-right:0;border-bottom:1px solid var(--line);height:auto;padding:20px 24px 0;position:relative}.workspace-sidebar>.brand{padding:0;font-size:30px}.workspace-sidebar>p{display:none}.workspace-sidebar ol{margin:20px -12px 0;display:flex}.workspace-sidebar li{flex:1}.workspace-sidebar li button{border-bottom:3px solid #0000;border-left:0;border-radius:0;justify-content:center;gap:8px;min-height:54px;padding:12px 4px;font-size:14px}.workspace-sidebar li button.selected{border-bottom-color:var(--blue)}.workspace-links{padding:0;position:absolute;top:18px;right:24px}.workspace-links a:first-child{display:none}.workspace-links a{gap:6px;font-size:12px}.workspace-links svg{width:16px}.workspace-body{padding:0 24px}.workspace-topbar{gap:12px;height:76px}.workspace-topbar>span:first-child{font-size:20px}.scenario-label{max-width:170px;padding:7px 10px;font-size:11px}.workspace-main{grid-template-columns:1fr;gap:28px;padding-top:28px}.step-label{margin-bottom:16px;font-size:14px}.workspace-task h1,.workspace-main--plan h1{font-size:44px}.workspace-lead{margin-bottom:24px;font-size:18px}.workspace-finance{order:-1}.workspace-finance-card{border-radius:14px;grid-template-columns:1fr auto;align-items:center;gap:8px;padding:16px 18px;display:grid}.workspace-finance-card h2{font-size:16px}.workspace-cash{letter-spacing:-1px;margin:0;font-size:28px}.workspace-finance-card dl{grid-column:1/-1;justify-content:space-between;gap:12px;display:flex}.workspace-finance-card dl>div{flex:1;padding:12px 0 0;font-size:11px;display:block}.workspace-finance-card dt{font-size:10px;line-height:1.3}.workspace-finance-card dd{margin-top:5px;font-size:14px}.workspace-finance-card>p{display:none}.workspace-finance small{margin-top:8px;font-size:10px}.workspace-letter{margin-bottom:26px;padding:20px}.quote-input output{font-size:57px}.workspace-time{margin-top:32px}.workspace-footer{font-size:10px}.plan-summary{grid-template-columns:1fr;gap:15px}.plan-summary>div{justify-content:space-between;align-items:center;gap:15px;display:flex}.plan-summary span{max-width:180px;margin:0;font-size:13px}.plan-summary strong{white-space:nowrap;font-size:29px}.delay-toggle{font-size:14px;line-height:1.45}.delay-toggle input{flex-shrink:0}.plan-chart{padding:5px}.plan-insight{padding:20px}.plan-insight h2{font-size:20px}.events table{font-size:12px}.events th,.events td{padding:12px 8px}.plan-actions .button{flex:1;min-width:145px;padding:15px;font-size:14px}.terms-detail{font-size:14px}}@media print{.workspace{display:block}.workspace-sidebar,.workspace-topbar,.workspace-footer,.delay-toggle,.plan-actions{display:none!important}.workspace-body{padding:0}.workspace-main{padding-top:0}.workspace-main--plan h1{font-size:34px}.workspace-main--plan h1 br{display:none}.workspace-lead{font-size:14px}.plan-summary strong{font-size:26px}.plan-chart{max-width:650px}.plan-insight{background:#fff;border:1px solid #aaa}.events{break-inside:avoid}.events td,.events th{padding:7px}.scenario-footnote{font-size:10px}}.journey-app{color:#14161b;max-width:1600px;margin:auto;padding:0 44px}.journey-header{border-bottom:1px solid #b8bac0;justify-content:space-between;align-items:center;gap:24px;height:95px;display:flex}.journey-header>.brand{font-size:38px}.journey-header>span{font-size:20px;font-weight:650}.journey-header>div{align-items:center;gap:20px;display:flex}.journey-header button{color:#2448ef;cursor:pointer;background:0 0;border:1px solid #2448ef;border-radius:24px;padding:9px 16px;font-weight:650}.journey-layout{grid-template-columns:.95fr 1.05fr;gap:48px;padding-top:52px;display:grid}.journey-decision h1{letter-spacing:-.065em;outline:none;margin:10px 0 22px;font-size:clamp(42px,5.1vw,78px);font-weight:780;line-height:1.02}.journey-decision h1 span{display:block}.journey-intro{max-width:610px;margin:0 0 28px;font-size:21px;line-height:1.5}.journey-options{border:0;gap:12px;margin:0;padding:0;display:grid}.journey-options label{cursor:pointer;border:1px solid #686c76;border-radius:10px;align-items:center;gap:20px;min-height:88px;padding:16px 20px;transition:background .2s,border-color .2s,transform .2s;display:flex;position:relative}.journey-options label:hover{border-color:#2448ef;transform:translate(3px)}.journey-options label.is-selected{background:#e8edff;border:2px solid #2448ef;padding:15px 19px}.journey-options input{opacity:0;width:1px;height:1px;position:absolute}.journey-options label:has(input:focus-visible){outline-offset:4px;outline:3px solid #2448ef}.journey-options strong{letter-spacing:-.025em;font-size:19px;display:block}.journey-options small{color:#555c6c;margin-top:5px;font-size:13px;line-height:1.4;display:block}.choice-index{color:#2448ef;flex:none;width:32px;font-size:25px;font-weight:750}.journey-options svg{flex:none;width:22px;margin-left:auto}.journey-primary{color:#fff;cursor:pointer;background:#2448ef;border:0;border-radius:10px;justify-content:center;align-items:center;gap:20px;width:100%;margin-top:20px;padding:21px;font-size:19px;font-weight:700;display:flex}.journey-primary svg{width:25px}.journey-primary:disabled{opacity:.45;cursor:default}.journey-primary:hover:not(:disabled){background:#1538dc}.journey-visual{min-width:0}.journey-scene{position:sticky;top:20px}.world{width:100%;display:block;overflow:visible}.scene-caption{max-width:200px;font-size:23px;font-style:italic;font-weight:600;position:absolute;top:8px;right:25px;transform:rotate(-7deg)}.scene-caption svg{fill:none;stroke:currentColor;stroke-width:2px;width:60px;margin-left:20px;display:block}.world-object{animation:.5s ease-out object-arrive}.journey-stats{grid-template-columns:1.3fr 1fr .7fr;margin:12px 0 25px;display:grid}.journey-stats>div{border-right:1px solid #b8bac0;padding:0 22px}.journey-stats>div:first-child{padding-left:10px}.journey-stats>div:last-child{border:0}.journey-stats strong{letter-spacing:-.05em;white-space:nowrap;font-size:clamp(25px,2.6vw,38px)}.journey-stats span{margin-top:6px;font-size:15px;display:block}.journey-track>div{justify-content:space-between;font-size:13px;display:flex}.journey-track progress{accent-color:#2448ef;width:100%;height:5px}.scene-receivable{background:#e5fa78;border-radius:6px;padding:12px 18px;font-size:15px}.journey-assumptions{color:#64666f;text-align:right;margin-top:26px;font-size:12px;line-height:1.5}.journey-ledger{border-top:1px solid #d3d4d0;margin-top:20px;padding:14px 0;font-size:14px}.journey-ledger summary{cursor:pointer}.journey-ledger table{border-collapse:collapse;width:100%;margin-top:14px}.journey-ledger caption{text-align:left;margin-bottom:10px;font-weight:700}.journey-ledger td,.journey-ledger th{text-align:left;border-bottom:1px solid #ddd;padding:9px 4px}.journey-ledger td:last-child{text-align:right;white-space:nowrap}.journey-footer{color:#64666f;border-top:1px solid #d3d4d0;justify-content:space-between;gap:20px;margin-top:50px;padding:22px 0;font-size:12px;display:flex}.journey-footer>div{gap:20px;display:flex}.journey-footer button,.journey-text-button{color:inherit;cursor:pointer;font-size:inherit;background:0 0;border:0;padding:0;text-decoration:underline}.journey-text-button{margin-top:18px;font-size:14px}.journey-narrative{border-left:3px solid #2448ef;margin-bottom:22px;padding:0 0 0 15px}.journey-narrative small{text-transform:uppercase;letter-spacing:.1em;color:#2448ef;font-size:11px}.journey-narrative p{margin:6px 0;font-size:15px;line-height:1.5}.custom-plan{margin-top:20px}.custom-plan label{margin-bottom:8px;font-size:15px;font-weight:650;display:block}.custom-plan textarea{width:100%;min-height:120px;font:inherit;resize:vertical;box-sizing:border-box;background:#fff;border:1px solid #626c86;border-radius:8px;padding:15px;font-size:16px}.custom-plan small{color:#64666f;font-size:12px}.journey-proposal{background:#e8edff;border-radius:10px;margin-top:20px;padding:22px}.journey-proposal h2{letter-spacing:-.04em;margin-top:0;font-size:23px}.journey-proposal p,.journey-proposal li{font-size:15px;line-height:1.5}.journey-proposal li{margin-bottom:12px}.journey-error{color:#a92332;font-size:15px;line-height:1.5}.journey-summary dl>div{border-bottom:1px solid #c5c8d1;justify-content:space-between;gap:20px;padding:18px 0;display:flex}.journey-summary dd{white-space:nowrap;margin:0;font-size:25px;font-weight:700}.journey-summary p{font-size:15px;line-height:1.6}.journey-overlay{z-index:100;background:#14161b88;place-items:center;padding:24px;display:grid;position:fixed;inset:0;overflow:auto}.journey-modal{background:#f7f7f2;border-radius:18px;max-width:570px;max-height:90vh;padding:36px;overflow:auto;box-shadow:0 30px 90px #0003}.journey-modal h2{letter-spacing:-.05em;margin:0 0 20px;font-size:36px}.journey-modal p{font-size:16px;line-height:1.55}.sr-only{clip-path:inset(50%);width:1px;height:1px;position:absolute;overflow:hidden}@keyframes object-arrive{0%{opacity:0;transform:translateY(-12px)}to{opacity:1;transform:translateY(0)}}@media (width>=1400px){.journey-layout{gap:65px}.journey-options label{min-height:92px}.journey-decision h1{font-size:82px}.journey-intro{font-size:23px}}@media (width<=1000px){.journey-app{padding:0 25px}.journey-layout{gap:28px}.journey-header>span{display:none}.journey-options label{gap:12px;padding:14px}.journey-options strong{font-size:16px}.journey-options small{font-size:12px}.journey-stats>div{padding:0 12px}.journey-intro{font-size:18px}.scene-caption{font-size:17px;right:0}.journey-stats span{font-size:12px}}@media (width<=720px){.journey-app{padding:0 20px}.journey-header{gap:10px;height:78px}.journey-header>.brand{font-size:28px}.journey-header>div{gap:10px;font-size:12px}.journey-header button{padding:8px 12px;font-size:12px}.journey-layout{flex-direction:column;gap:25px;padding-top:22px;display:flex}.journey-decision h1{font-size:clamp(34px,10vw,44px)}.journey-intro{margin-bottom:20px;font-size:17px}.journey-options label{min-height:85px}.journey-visual{order:-1}.world,.scene-caption{display:none}.journey-stats{margin:0 0 10px}.journey-stats strong{font-size:26px}.journey-stats span{font-size:11px}.journey-track{display:none}.journey-assumptions{text-align:left;margin:12px 0;font-size:11px;display:block}.journey-ledger{margin-top:8px;padding:9px 0;font-size:12px;display:block}.scene-receivable{margin:8px 0 0;font-size:12px}.journey-scene{position:static}.journey-footer{flex-direction:column;margin-top:30px;line-height:1.6}.journey-modal{padding:24px}.journey-modal h2{font-size:30px}.journey-visual:has(.world-object) .world{max-height:220px;display:block}.journey-summary dd{font-size:22px}}@media (prefers-reduced-motion:reduce){.world-object{animation:none}.journey-options label{transition:none;transform:none!important}}@media print{.journey-header button,.journey-options,.journey-primary,.journey-footer,.journey-text-button,.journey-overlay{display:none}.journey-layout,.journey-ledger{display:block}.journey-ledger table{display:table}.world{max-height:280px}.journey-app{padding:0}.journey-decision h1{font-size:36px}}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/assets/inter-cyrillic-ext-wght-normal-BOeWTOD4.woff2)format("woff2-variations");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/assets/inter-cyrillic-wght-normal-DqGufNeO.woff2)format("woff2-variations");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/assets/inter-greek-ext-wght-normal-DlzME5K_.woff2)format("woff2-variations");unicode-range:U+1F??}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/assets/inter-greek-wght-normal-CkhJZR-_.woff2)format("woff2-variations");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/assets/inter-vietnamese-wght-normal-CBcvBZtf.woff2)format("woff2-variations");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/assets/inter-latin-ext-wght-normal-DO1Apj_S.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/assets/inter-latin-wght-normal-Dx4kXJAl.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{color:#181a1b;font-synthesis:none;font-optical-sizing:auto;--canvas:#f7f7f2;--ink:#181a1b;--blue:#2448ef;--yellow:#e5fa78;--muted:#64666f;--line:#d3d4d0;background:#f7f7f2;font-family:Inter Variable,Inter,Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0}button,input,a{-webkit-tap-highlight-color:transparent}button,input{font:inherit}button,a{touch-action:manipulation}a{color:inherit;text-decoration:none}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.5}:focus-visible{outline-offset:5px;outline:3px solid #856400}::selection{background:var(--yellow);color:var(--ink)}h1,h2,h3,p{margin:0}h1,h2,h3{text-wrap:balance}p{text-wrap:pretty}svg{flex-shrink:0}.brand{letter-spacing:-2px;white-space:nowrap;font-size:36px;font-weight:800}.brand span{color:var(--blue)}.button{border:1px solid #0000;border-radius:100px;justify-content:center;align-items:center;gap:18px;min-height:58px;padding:17px 28px;font-size:17px;font-weight:600;line-height:1.25;transition:background .18s,transform .18s,color .18s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button--primary{background:var(--blue);color:#fff}.button--primary:hover{background:#1636ca}.button--secondary{color:var(--ink);border-color:var(--ink);background:0 0}.button--secondary:hover{background:var(--ink);color:#fff}.skip-link{z-index:20;background:var(--yellow);color:var(--ink);padding:16px;position:fixed;top:-100px;left:16px}.skip-link:focus{top:16px}.muted{color:var(--muted)}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (width<=700px){.brand{letter-spacing:-1.7px;font-size:29px}.button{min-height:54px;padding:15px 22px;font-size:16px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.app-header{justify-content:space-between;align-items:center;gap:25px;max-width:1500px;margin:auto;padding:26px 50px;display:flex}.app-title{font-size:18px;font-weight:600}.back-link{color:var(--blue);align-items:center;gap:12px;min-height:44px;font-size:16px;font-weight:550;display:flex}.progress{max-width:750px;margin:18px auto 50px;padding:0 30px}.progress ol{justify-content:space-between;margin:0;padding:0;list-style:none;display:flex;position:relative}.progress ol:before{content:"";background:#bfc0c7;height:1px;position:absolute;top:8px;left:28px;right:28px}.progress li{color:var(--muted);flex-direction:column;align-items:center;gap:10px;font-size:15px;display:flex;position:relative}.progress-dot{background:var(--canvas);width:15px;height:15px;box-shadow:0 0 0 7px var(--canvas);border:1px solid #9b9eaa;border-radius:50%}.progress .active{color:var(--blue);font-weight:600}.progress .active .progress-dot,.progress .passed .progress-dot{background:var(--blue);border-color:var(--blue)}.lesson-layout{grid-template-columns:1.46fr 1fr;align-items:start;gap:48px;max-width:1500px;margin:0 auto;padding:0 50px 32px;display:grid}.lesson-content h1{letter-spacing:-.055em;margin-bottom:24px;font-size:clamp(44px,4.9vw,72px);font-weight:770;line-height:1.05}.lesson-content h1 span{display:block}.lesson-content h1:focus{outline:none}.lead{letter-spacing:-.5px;max-width:780px;margin-bottom:26px;font-size:22px;line-height:1.45}.client-letter{background:#fff;border:1px solid #afb2bf;border-radius:12px;margin-bottom:18px;padding:26px}.client-letter h2{letter-spacing:-.4px;margin-bottom:16px;font-size:18px;font-weight:650;line-height:1.4}.client-letter p{letter-spacing:-.2px;font-size:18px;line-height:1.6}.client-letter p+p{margin-top:14px}.client-letter>span{color:#737888;margin-top:16px;font-size:15px;display:block}.choices{border:0;flex-direction:column;gap:12px;margin:0 0 22px;padding:0;display:flex}.choice{cursor:pointer;background:#fff;border:1px solid #9298aa;border-radius:12px;align-items:center;gap:18px;min-height:70px;padding:16px 22px;font-size:18px;line-height:1.4;transition:background .18s,border .18s;display:flex}.choice:hover{border-color:var(--blue)}.choice.is-selected{border:2px solid var(--blue);background:#e8edff;padding:15px 21px}.choice input{width:24px;height:24px;accent-color:var(--blue);flex-shrink:0;margin:0}.lesson-content>.button{border-radius:12px;width:100%}.finance-panel{background:var(--blue);color:#fff;border-radius:24px;padding:42px 40px 28px}.finance-title{letter-spacing:-.5px;font-size:24px;font-weight:550}.finance-total{letter-spacing:-.055em;white-space:nowrap;margin:14px 0 34px;font-size:clamp(54px,6.6vw,100px);font-weight:700;line-height:1.1;animation:.45s both number-in}.finance-panel dl{border-top:1px solid #ffffff70;margin:0;padding-top:24px}.finance-panel dl>div{justify-content:space-between;gap:15px;margin:20px 0;font-size:19px;line-height:1.35;display:flex}.finance-panel dd{white-space:nowrap;margin:0;font-weight:600}.finance-note{background:var(--yellow);color:var(--ink);letter-spacing:-.8px;border-radius:17px;margin:44px -16px 0;padding:26px;font-size:24px;font-weight:680;line-height:1.3}.model-note{color:var(--muted);text-align:center;padding:16px 10px;font-size:13px;line-height:1.5}.app-footer{border-top:1px solid var(--line);max-width:1400px;color:var(--muted);justify-content:center;gap:30px;margin:0 50px;padding:24px;font-size:13px;display:flex}.app-footer a{text-underline-offset:3px;text-decoration:underline}.lesson-small{color:var(--muted);margin-top:18px;font-size:13px;line-height:1.6}.intro-letter{margin-bottom:26px}.actions{flex-wrap:wrap;gap:12px;margin-top:26px;display:flex}.actions .button{border-radius:12px;flex:1}.result-explanation{border-top:1px solid var(--line);margin-top:24px;padding-top:22px}.result-explanation h2{letter-spacing:-.8px;margin-bottom:14px;font-size:24px}.result-explanation p{font-size:17px;line-height:1.65}.result-explanation p+p{margin-top:12px}.cash-timeline{gap:24px;padding:16px 24px 0;display:flex}.cash-point{flex-direction:column;flex:1;align-items:center;gap:8px;min-width:0;display:flex}.cash-bar-track{border-bottom:1px solid var(--line);align-items:flex-end;width:100%;height:112px;display:flex}.cash-bar{background:var(--blue);transform-origin:bottom;border-radius:8px 8px 0 0;width:100%;animation:.65s both grow}.cash-point:nth-child(2) .cash-bar{background:#9aabd5}.cash-point strong{white-space:nowrap;font-size:22px;font-weight:650}.cash-point span{color:var(--muted);font-size:13px}.feedback{background:#f5ecd1;border-radius:12px;margin-bottom:20px;padding:20px;font-size:17px;line-height:1.5}.feedback.correct{background:var(--yellow)}.feedback p{margin-top:8px}.takeaways{margin:30px 0;padding:0;list-style:none}.takeaways li{border-bottom:1px solid var(--line);gap:24px;padding:22px 0;display:flex}.takeaways li>span{color:var(--blue);font-size:28px;font-weight:350}.takeaways h2{letter-spacing:-.5px;margin-bottom:8px;font-size:21px}.takeaways p{color:var(--muted);font-size:17px;line-height:1.5}@keyframes grow{0%{transform:scaleY(.05)}to{transform:scaleY(1)}}@keyframes number-in{0%{opacity:.2;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}@media (width>=1500px){.app-footer{margin:auto}.lesson-layout{padding-bottom:48px}}@media (width<=1050px){.app-header{padding:22px 30px}.lesson-layout{grid-template-columns:1.25fr 1fr;gap:30px;padding:0 30px 30px}.lesson-content h1{font-size:50px}.lead{font-size:19px}.finance-panel{padding:30px 26px 24px}.finance-title{font-size:19px}.finance-total{font-size:65px}.finance-panel dl>div{font-size:16px}.finance-note{margin-top:28px;padding:23px;font-size:21px}.client-letter{padding:22px}.client-letter p,.choice{font-size:16px}.app-footer{margin:0 30px}}@media (width<=760px){.app-header{gap:16px;padding:20px 24px}.app-title{display:none}.back-link{gap:6px;font-size:13px}.back-link svg{width:18px}.progress{margin:16px auto 36px;padding:0 36px}.progress li{font-size:13px}.lesson-layout{flex-direction:column;gap:30px;padding:0 24px 28px;display:flex}.lesson-content,.finance{width:100%}.lesson-content h1{margin-bottom:22px;font-size:42px}.lead{font-size:18px}.client-letter{padding:22px 20px}.client-letter p{font-size:16px}.choice{gap:12px;min-height:68px;padding:15px 18px;font-size:16px}.choice.is-selected{padding:14px 17px}.finance-panel{padding:30px 28px 24px}.finance-title{font-size:22px}.finance-total{font-size:76px}.finance-panel dl>div{font-size:17px}.finance-note{margin:28px 0 0;font-size:23px}.model-note{font-size:12px}.app-footer{flex-direction:column;align-items:center;gap:12px;margin:0 24px;padding:20px 0}.cash-timeline{gap:16px;padding:5px 0 0}.cash-point strong{font-size:20px}.cash-point span{font-size:12px}.actions .button{min-width:140px;padding:16px;font-size:15px}.takeaways li{gap:17px}.takeaways h2{font-size:19px}}@media print{.app-header,.progress,.app-footer,.actions,.skip-link,.lesson-small{display:none!important}.lesson-layout{padding:0;display:block}.lesson-content h1{font-size:40px}.finance{break-inside:avoid;margin-top:30px}.finance-panel{color:#000;background:#fff;border:1px solid #333}.finance-note{color:#000;background:#fff;border-top:1px solid #333}.finance-total{font-size:44px}.takeaways{break-inside:avoid}body{background:#fff}}@media (width>=761px) and (height<=800px){.app-header{padding-top:16px;padding-bottom:16px}.progress{margin:8px auto 28px}.lesson-content h1{margin-bottom:18px;font-size:48px}.lead{margin-bottom:18px;font-size:18px}.client-letter{margin-bottom:14px;padding:18px 22px}.client-letter h2{margin-bottom:10px;font-size:16px}.client-letter p{font-size:16px;line-height:1.5}.client-letter>span{margin-top:10px;font-size:13px}.choice{min-height:56px;padding:12px 18px;font-size:16px}.choice.is-selected{padding:11px 17px}.choices{gap:10px;margin-bottom:16px}.finance-panel{padding:30px 30px 24px}.finance-total{margin-bottom:26px;font-size:76px}.finance-panel dl>div{margin:16px 0;font-size:17px}.finance-note{margin-top:26px;padding:20px;font-size:22px}.lesson-content>.button{min-height:52px}.app-footer{padding:18px}.lesson-layout{padding-bottom:26px}}.transfer-panel-title{letter-spacing:-.055em;margin:20px 0 35px;font-size:clamp(40px,4vw,60px);font-weight:700;line-height:1.08}
